November 2025 Housing Market Update for Massachusetts, New Hampshire & Rhode Island

November data across Massachusetts, New Hampshire, and Rhode Island shows stable pricing in most areas alongside growing signs of buyer selectiveness. Inventory has increased in several markets, and affordability constraints remain a defining factor in buyer behavior. For homeowners evaluating a sale, these trends provide helpful context around timelines, pricing expectations, and the types of buyers most active in today’s market.

Eastern Real Estate Solutions (ERES) is a licensed buyer serving MA, NH, and RI. Our role is to provide structured, predictable options for homeowners who want clarity or alternatives to traditional listings. Below is a factual summary of current market conditions, followed by analysis on how these patterns may influence seller decisions.

1. Massachusetts Market Overview — November 2025

Verified data from Redfin shows the following for Massachusetts in October 2025:

• 43.1% of homes sold above list price (down 6.3 percentage points year-over-year).

• 34.5% of homes recorded a price drop before sale.

• The statewide sale-to-list price ratio averaged approximately 100.2%.

These figures indicate that while prices remain supported, fewer properties are selling above asking compared to the previous year, and a larger share of listings required adjustments before securing a buyer. For sellers, this may translate into more measured buyer activity and longer decision cycles, depending on the property’s condition, location, and price segment.

2. New Hampshire Market Overview — November 2025

Recent Redfin data for October 2025 shows:

• A median sale price of approximately $500,800, representing a 2.6% year-over-year increase.

• Homes for sale increased by 15.2% year-over-year.

The New Hampshire Housing Finance Authority reports that income growth has not kept pace with home price increases, affecting affordability for many households. As inventory rises, sellers may experience a wider range of outcomes depending on local competition, property condition, and buyer financing readiness.

3. Rhode Island Market Overview — November 2025

Recent data for Rhode Island includes:

• Approximately 3,445 properties listed for sale in October, an 8.3% increase year-over-year (Redfin).

• Statewide median home values near $560,000, depending on county (Cote Partners Realty).

• A Providence median home value near $420,000 with approximately 1.1% year-over-year growth (Zillow).

These figures point to gradual inventory expansion. While values remain stable, additional listings may influence days on market or negotiation dynamics for certain properties.

4. Regional Patterns Across MA, NH & RI

Several consistent themes appear in November’s data across the region:

• Affordability remains a central constraint.

• National reporting from sources including the Wall Street Journal and Fortune indicates that elevated mortgage rates and home prices continue to limit mortgage qualification for many buyers.

• Inventory is rising in multiple areas.

  • New Hampshire inventory increased 15.2% year-over-year.

  • Rhode Island inventory increased 8.3% year-over-year.

  • Massachusetts shows an increased percentage of price drops, which often aligns with growing competition or buyer selectiveness.

Buyer activity is steady but below earlier cycles.
National home sales have shown some month-to-month improvement, but remain below long-term norms due to affordability challenges.

These conditions may affect seller timelines and the number of qualified buyers available for certain price points or property types.

5. What This May Mean for Homeowners

Based on the verified data above, homeowners evaluating a potential sale may consider the following:

• A home may still achieve a strong price, but the path to securing a committed buyer may require more time than in prior cycles.

• Rising inventory increases the number of options available to buyers, which may affect showing frequency or negotiation dynamics.

• Buyers relying on traditional financing may need more time to secure approvals or may face affordability barriers depending on income and loan criteria.

• Sellers with repair needs or strict timelines may wish to assess alternatives that reduce reliance on market timing or property preparation.

• Inherited properties or properties involved in family transitions may benefit from predictable timelines or reduced logistical complexity.

6. How Eastern Real Estate Solutions Supports Sellers

As a licensed buyer serving MA, NH, and RI, ERES provides sellers with:

• Direct purchase options.

• Fair market value offers, subject to property appraisal.

• Structured purchase terms such as lease-purchase, owner financing, or hybrid arrangements.

• No reliance on traditional bank financing.

• No renegotiation of price after contract signing.

• Options that reduce or eliminate the need for repairs, showings, or extended timelines.

Our role is to help homeowners evaluate traditional and alternative sale methods with clarity, so they can choose the path that aligns with their goals.

7. Seller-Focused FAQs

Is it still a good time to sell in Massachusetts?
Prices remain stable, although buyers appear more selective. Outcomes vary by property type and local competition.

Are home prices still rising in New Hampshire?
As of October 2025, year-over-year price growth was approximately 2.6%. Inventory, however, has risen more significantly.

Is Rhode Island’s market slowing?
Inventory has grown modestly, but home values remain supported. Market times may vary depending on price range and condition.

What if my home needs repairs?
Homes requiring updates may take longer to sell on the MLS. Some sellers explore alternatives that do not require repairs.

Can I sell without relying on traditional financing?
Yes. Structured terms such as lease purchase, owner financing, or direct sales to a licensed buyer offer non-bank-dependent pathways.

Final Note for Homeowners

Across Massachusetts, New Hampshire, and Rhode Island, November’s data indicates a market where values remain steady but buyer behavior varies by price point and region. Homeowners choosing between a traditional listing and alternative sale methods benefit from reviewing both pathways side-by-side.

If you would like a clear comparison of your options—traditional listing, structured terms, or a licensed-buyer purchase—send the word “TERMS” or “EQUITY.” We will review the numbers with no pressure and help you determine which approach aligns with your goals.

“When others wait for stability, Eastern RES creates it.”
The ERES Report